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Maybank imteen-i & imteen Account
fauzan.my: I opened the imteen account in 2007 after fascinated by its cash reward, which is a whopping RM 300 or those who can score 8A1 and above in SPM. The drawback is I have to maintain at least RM 1000.00 in my account. With the help of my other savings, I managed to keep RM 1000 in my account. When the result is out, I went to Maybank branch and get my result slip photocopied. About one month or so, I got RM 300.00 credited into my account. What a wonderful account, is it? Here are the essential information that I would like to share with my readers.
Features
- Minimum balance of RM 1.00 in account
- VISA Debit Card (only RM 12 initial fee)
- Low initial deposit, RM 50.00
- CA$H AWARD$!!!
imteen-i Account
A Shariah-compliant online savings account for teens aged 12 to 18 years, offering high dividends up to 3.00% p.a.
Dividend rate:
0.46 – 3.00% p.a.Minimum deposit:
RM50
Benefits
- Based on the principle of Mudharabah (profit sharing)
- Multi-tiered dividend rate: earn a one-month General Investment Account-i (GIA-i) rate from your savings account, subject to ONE withdrawal per month for six consecutive months i.e. from 1 January to 30 June and from 1 July to 31 December
- Passbookless: check and maintain your account via Maybank2u.com or any Maybank ATM
- Convenient ATM access at over 5,800 MEPS ATMs nationwide and PLUS networks worldwide
- Online access to your account via Maybank2u.com with prepaid reloads, free downloads and much more
- Free Personal Accident (PA) Takaful coverage of up to RM30,000 when you maintain a minimum account balance of RM1,000
- Cash rewards when you excel in your PMR, SPM, STPM/A-Levels and degree-level exams, with a minimum account balance of RM1,000
- Spending limit of RM500 per day on selected withdrawals via over-the-counter, Maybank2u.com, ATM, EFTPOS, MEPS and Regional Switch
Who can apply
- Teens aged 12 to 18 years old
Dividend rates
Balance Band (RM)
Rate
Up to RM50,000
2.10
Above RM50,000
0.70
* With effect from 16 September 2009 to 15 October 2009. Subject to less than two withdrawals per month, otherwise lower rates will apply. For further enquiries, please contact the nearest branch.
Notification on Profit Sharing Ratio (PSR)
Balance Band
Profit Sharing Ratio (PSR)
Depositor
Bank
Up to RM50,000
43.0
57.0
Above RM50,000
14.4
85.6
* With effect from 16 September 2009.
Required documents
- Original Identity Card (IC) or birth certificate of teenage applicant
- Parents’ / Guardian’s IC and other supporting documents to verify parentage or guardianship
Note
An Indemnity Letter is a compulsory document to be signed by the parents or guardian as a condition to open a new imteen account as well as to access Internet banking facilities via Maybank2u.com and Maybankard Bankcard (ATM card). Just visit your nearest Maybank branch and bring along your original documents and parents or guardian for verification purposes.
Fees & charges
- Stamping fees for Indemnity Letter: RM10
- Replacement of ATM/bankcard: RM12
- Early closure of account within 3 months of account opening: RM20
- Cash withdrawals at ATM facilities owned by other banks (MEPS charges): RM1
Academic Cash Award
The Cash Award for Academic Excellence is given for excellent grades in PMR, SPM, STPM/A-Levels and Degree level. The cash awards are as follows:
Examination
Cash award
PMR (7As)
RM100 per accountholder
SPM (8A1s)
RM300 per accountholder
STPM/A-Levels
(5As/4As/MUET Grade 6)RM500 per accountholder
University Degree
(1st Class Honours)RM1,000 per accountholder
How to qualify
To qualify, you need to meet the following criteria:
Existing account holders
Maintain RM1,000 in the account during the examination year for PMR, SPM, STPM/A-Levels until the date of submission for Cash Award
New account holders
Open and maintain RM1,000 in the account during the examination year for PMR, SPM, STPM/A-Levels until the date of submission for Cash Award
1st Class Honours Degree
At the age of 18, the accountholder must maintain RM1,000 in the account
Account must be opened before reaching age 18
Account must be maintained until the date of submission of Cash AwardClaims
The submission for Cash Award claims is to be done at the accountholder’s home branch within one (1) month from the official results announcement. The Cash Award can only be claimed once irrespective of the number of savings accounts held by the imteen-i accountholder.
Source: Maybank website
imteen Account
An online savings account for teens aged 12 to 18 years, offering high interest rates up to 2.00% p.a.
Effective rate:
0.70 – 2.01% p.a.
Benefits
- Multi-tiered interest rate: earn a one-month Fixed Deposit (FD) rate from your savings account, subject to ONE withdrawal per month for six consecutive months i.e. from 1 January to 30 June and from 1 July to 31 December
- Passbookless: check and maintain your account via Maybank2u.com or any Maybank ATM
- Convenient ATM access at over 5,800 MEPS ATMs nationwide and PLUS networks worldwide
- Online access to your account via Maybank2u.com with prepaid reloads, free downloads and much more
- Free Personal Accident (PA) coverage of up to RM30,000 when you maintain a minimum account balance of RM1,000
- Cash rewards when you excel in your PMR, SPM, STPM/A-Levels and degree-level exams, with a minimum account balance of RM1,000
- Spending limit of RM500 per day on selected withdrawals via over-the-counter, Maybank2u.com, ATM, EFTPOS, MEPS and Regional Switch
Who can apply
- Teens aged 12 to 18 years old
Interest rates
Credit balance
Nominal rate
(% p.a.)Effective rate
(% p.a.)Up to RM50,000
2.00
2.01
Above RM50,000
0.70
0.70
* With effect from 14 May 2009. Subject to change without prior notice.
Required documents
- Original Identity Card (IC) or birth certificate of teenage applicant
- Parents’ / Guardian’s IC and other supporting documents to verify parentage or guardianship
Note
An Indemnity Letter is a compulsory document to be signed by the parents or guardian as a condition to open a new imteen account as well as to access Internet banking facilities via Maybank2u.com and Maybankard Bankcard (ATM card). Just visit your nearest Maybank branch and bring along your original documents and parents or guardian for verification purposes.
Fees & charges
- Stamping fees for Indemnity Letter: RM10
- Replacement of ATM/bankcard: RM12
- Early closure of account within 3 months of account opening: RM20
- Cash withdrawals at ATM facilities owned by other banks (MEPS charges): RM1
Academic Cash Award
The Cash Award for Academic Excellence is given for excellent grades in PMR, SPM, STPM/A-Levels and Degree level. The cash awards are as follows:
Examination
Cash award
PMR (7As)
RM100 per accountholder
SPM (8A1s)
RM300 per accountholder
STPM/A-Levels
(5As / 4As / MUET Grade 6)RM500 per accountholder
University Degree
(1st Class Honours)RM1,000 per accountholder
How to qualify
To qualify, you need to meet the following criteria:
Existing account holders
Maintain RM1,000 in the account during the examination year for PMR, SPM, STPM / A-Levels until the date of submission for Cash Award
New account holders
Open and maintain RM1,000 in the account during the examination year for PMR, SPM, STPM/A-Levels until the date of submission for Cash Award
1st Class Honours Degree
At the age of 18, the accountholder must maintain RM1,000 in the account
Account must be opened before reaching age 18
Account must be maintained until the date of submission of Cash AwardClaims
The submission for Cash Award claims is to be done at the accountholder’s home branch within one (1) month from the official results announcement. The Cash Award can only be claimed once irrespective of the number of savings accounts held by the imteen accountholder.
Source: Maybank website
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